In the past week, severe rain, storms, and floods have devastated portions of Auckland, Northland, and Coromandel, leaving hundreds of homes uninhabitable and many others in need of moderate to extensive repairs. If your property was damaged by the flood or if you are planning a new construction or renovation, it is crucial that you re-evaluate your home’s design to minimize the consequences of water damage from future floods. Here are some quick steps or advice from the best mortgage brokers that you may take to minimize or prevent flood damage to your property the next time it rains heavily:

Understand Your Building Flood Risk:

The first step is to evaluate the amount of flood risk associated with your home by reviewing the local council building LIM report and local maps, which may contain flood mapping to identify flood hazard regions or flood-prone properties.

Elevate the Level of Your House:

In a flood-prone area, the most obvious remedial action to take is to elevate your home to the required height. Keep in mind that this may not be possible with certain types of structures, such as brick homes and concrete slabs.

Encourage Water Runoff:

By designing the contour of the land, the design and location of the building should allow water to escape along its most natural channel, such as the council-designated nearest drainage. The water can also be absorbed by leaving a large amount of permeable area surrounding the house in the form of gardens and grass.

Maximize Drainage and Gutter Dimensions:

When it comes to specifying the size of gutters and downspouts around the house, ensure that they are large enough to facilitate rapid water runoff, in conjunction with the size of the drains in the parking areas near the garage or in the back courtyard or deck to prevent water accumulation.

Select Weather-Resistant Materials:

Review the interior structure and walls of the home’s lower level and consider installing fiber-cement sheeting, bricks, water-resistant plasterboard, and water-insulated panels because they are more durable and resistant to moisture over time.

Ingenious Bathroom and Laundry Room Layouts:

Your bathroom and laundry are affected daily by your water consumption. To limit the consequences of moisture or water damage in your bathroom, consider installing a wall-hung vanity instead of a floor-mounted one, a freestanding tub, and corrosion-resistant finishes for joinery and doors when planning the cabinets in these areas.

While there is no way to completely avoid natural disasters, the aforementioned guidelines will give you peace of mind that you have taken every precaution to future-proof your home. Contact the best mortgage brokers immediately if you are seeking a top-up or renovation loan to protect your home against future floods and other disasters.