About Eddie Biesenbach
I’m Eddie Biesenbach, the mortgage adviser behind Best Mortgages. I’m based in Tauranga and bring more than 20 years of lending experience. I work directly with home buyers, homeowners and investors to explain their options and help them through the lending process.
A mortgage conversation can start wherever you are: looking at a first home, reviewing your current loan or trying to work out what is possible. You don’t need to know the terminology or choose a loan before we talk.
I offer mobile appointments around Tauranga and the Bay of Plenty, including Papamoa, Mount Maunganui and Pyes Pa, with online meetings available for clients elsewhere in New Zealand.
Why I started Best Mortgages
I started my career as an investment banker with Barclays International on the Isle of Man. After moving to New Zealand, I worked for three of the main banks in roles including mobile mortgage manager, private banking for high-net-worth clients and home loan specialist.
Mortgages became the part of the work I most wanted to focus on. I enjoy helping people get into a property, particularly first-home buyers who are finding their way through the process for the first time.
I left banking to become a mortgage broker so I could focus on that work and consider a range of bank and non-bank lending options for my clients, rather than the products and lending rules of one bank. That is the approach I built Best Mortgages around.
For me, the job is about more than arranging the loan. I want you to understand how the lending steps fit with the rest of the purchase and feel able to ask questions along the way. I can help coordinate mortgage-related steps with your agent, builder or lawyer where needed. Legal, tax and other specialist advice stays with the appropriately qualified professional.
Start with a conversation
Tell me what you’re planning, your timing and where you need help. The initial chat is free and there is no obligation to proceed.
Understand your options
I compare suitable options from the lenders I work with and explain the reasons, costs and trade-offs.
Work through the next steps
I help prepare the lending application, explain lender questions and support you through the process. The lender makes the approval decision.
My experience and qualifications
I bring more than 20 years of lending experience to my work with clients. I’m based in Tauranga and work with people around the Bay of Plenty, as well as online with clients elsewhere in New Zealand.
I hold the New Zealand Certificate in Financial Services (Level 5) (Residential Property Lending), awarded by Strategi Institute Limited in 2019.
My legal name is Ewald Biesenbach, and clients know me as Eddie. I provide financial advice through The Best Limited, trading as Best Mortgages. The Best Limited holds the Financial Advice Provider licence. My Public Disclosure Statement explains the advice service and relevant disclosure information.
Who I work with
I work with first-home buyers, homeowners reviewing their lending, residential property investors and self-employed borrowers. I particularly enjoy helping first-home buyers, because so much of the process can be unfamiliar.
My first step is to look at your situation before an application goes to a lender. You might be ready to buy now, or you might need time to build a deposit or improve how you manage your accounts. I’ve worked with clients on that preparation for more than a year. It is still worth having the conversation early.
If you want to understand how I can help with your situation, visit my Tauranga mortgage advice page or explore the home loan services.
What you can expect from me
I want you to have direct contact, plain-English explanations and room to ask questions. I can help you prepare and assess suitable options, but I won’t promise an approval or a particular rate.
I’m also here after the initial purchase. You can come back when you need to refix, consider a top-up, buy again or work through another mortgage question. I see this as an ongoing relationship, rather than a one-off loan application.
For most standard home loans, there is usually no adviser fee because the lender pays a commission. Any adviser fee that applies will be explained upfront.
You can read client reviews or see more about working with Best Mortgages.
Have a question for Eddie?
Let’s talk about what you’re planning and where you need help. We can work out the next useful step together.
Direct contact with Eddie
Call 021 449 177, email [email protected] or use the contact form to arrange a conversation.
