Mortgage Services Tauranga

I’m Eddie Biesenbach. I help buyers, homeowners and residential property investors work through their lending options in Tauranga and the Bay of Plenty. Choose the service that fits what you’re planning, or ask me if you’re not sure where to start.

I look at your income, deposit or equity, commitments and goals before an application goes to a lender. If you need more time to prepare, I can help you identify the next steps.

Find help for your next step

First-home buyers

I help you understand your deposit, lending readiness and the steps from a first conversation through to buying your home.

Refinancing and renewal

I compare staying, switching or changing your loan structure, including the costs, repayment term and flexibility.

Investment property loans

I help assess finance for a rental purchase, including usable equity, income, existing debt and lender requirements.

Construction and renovation

I help you plan the lending for a new build or renovation and understand the documents, funding stages and conditions.

Self-employed and non-bank

I help present self-employed or complex income clearly and consider suitable bank and non-bank options. Approval remains the lender’s decision.

Debt consolidation

I help assess whether combining debts with home lending is suitable, including the total cost, term and risk to your home.

Work directly with me

I bring more than 20 years of lending experience and work directly with you through the mortgage process. I’m based in Tauranga, with mobile appointments around the Bay of Plenty and online meetings for clients elsewhere in New Zealand. You can read about my background or client reviews.

For an overview of how I compare lenders and help you prepare, visit my Tauranga mortgage advice page. For most standard home loans, there is usually no adviser fee because the lender pays a commission. I explain any adviser fee that applies upfront.

Not sure which service fits?

Tell me what you want to do and where you need help. You don’t need to choose a lender or know the right mortgage terminology before getting in touch.