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Menu
  • Home
  • Home Loans
    • Is your fixed rate up for renewal?
    • Let’s help you buy your first home
    • What is bridging finance?
    • How to finance your building project
    • How Kiwisaver can help you buy your first home
    • Mortgage Adviser
    • Can I still get a mortgage if I have bad credit?
    • Are you self-employed?
  • Investment Property
    • Thinking about buying an investment property?
    • We can help you grow your rental portfolio
    • Looking for Commercial Finance
    • What is a second mortgage?
  • News
  • Our Reviews
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+64 21 449 177

NZ Mortgage & Property Market Update – October 2025

Cheerful Tauranga street on Halloween with pumpkins carved 2.5 % OCR, a banker in a cape handing out Low Rates lolly bags to kids dressed as houses and coins, Mount Maunganui in background.

Lower rates, easier low-deposit lending and a spring lift in sales. Here’s what changed in October 2025 and what it means for Tauranga and Bay of Plenty buyers, refinancers and investors.

With 15+ years of experience, Best Mortgages helps Tauranga and Bay of Plenty homeowners find the right home loan — from first-home buyers to investors and self-employed clients.

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