
If you’re planning to sell your home in Tauranga or elsewhere in the Bay of Plenty, deciding how much work to do before listing can feel like a juggling act. Should you invest in renovations, tackle small repairs, or simply sell as-is? The right answer depends on your property’s condition, your budget, and the current market climate.
Every suburb tells a different story. In places like Papamoa and Mount Maunganui, buyers expect modern, move-in-ready homes. In older areas such as Matua or Greerton, character and potential can sell just as well. Start by talking with a real-estate agent or checking recent local sales. If properties like yours are selling quickly, large renovations may not yield extra profit.
Renovations can boost appeal and price — but only when done strategically. The most reliable return on investment (ROI) usually comes from:
Pro tip: Focus on visible, high-impact updates rather than full structural work unless serious issues exist. A clean, bright, well-presented home often sells faster than a heavily renovated one that missed the mark.
Before starting, cost every change. Compare your estimated outlay with likely market gains. If you’re unsure, get a free valuation or a broker’s opinion on how upgrades might influence lender valuations for your buyer pool.
Repairs don’t necessarily add new value — they protect what’s already there. Small issues can make buyers wonder about hidden problems, so it’s worth fixing anything obvious:
Consider a pre-sale building inspection to uncover surprises before your buyer’s inspector does. It’s generally cheaper to repair now than renegotiate later when a report surfaces mid-sale.
Sometimes the best move is to leave things as they are. If demand in your area is hot — as it has been in parts of Tauranga’s coastal market — buyers may overlook dated décor if the location and price are right. Selling “as-is” can make sense when:
Even then, never skip the basics: deep-clean, declutter, mow lawns, and let in light. Presentation costs little but makes a noticeable difference to first impressions.
| Work Type | Typical Cost Range (NZD) | Potential ROI | Comments |
|---|---|---|---|
| Cosmetic renovation (paint, flooring) | $5k – $15k | 60 – 90% | Quick turnaround; improves photos. |
| Kitchen or bathroom refresh | $8k – $25k | 50 – 80% | Strong buyer appeal if modernised wisely. |
| Repairs / maintenance | $500 – $5k | Protects value | Avoids discounts during negotiation. |
| Full remodel | $30k + | Varies | Only worthwhile if market justifies the jump. |
A family in Papamoa Beach wanted top dollar but had limited funds. They painted throughout, replaced kitchen handles, and fixed two roof leaks — around $7,500 total. Their home sold in ten days, outperforming similar unrefreshed listings by $40,000. No major renovation — just targeted updates and smart presentation.
Preparing for sale isn’t just about the house.
A mortgage broker can also help line up pre-approval for your next purchase, so you know your position once your current property sells.
Bottom line: Renovate where return justifies it, repair what’s visible or risky, and skip the rest. Smart, selective improvements — not endless spending — get the best outcomes.
Book a free chat if you’d like guidance on how lenders view renovated versus as-is properties, or if you’re planning to buy again once your Tauranga home sells.
Best Mortgages — Operated by Ewald Biesenbach (FSP 320426) under The Best Limited (FSP 724451 – NZBN 9429043352067). Licensed under the Financial Services Legislation Act 2019.Small, high-impact fixes such as repainting walls, replacing outdated light fittings, and repairing leaks often make the strongest impression.
Buyers notice freshness and maintenance — not hidden wiring or plumbing. These minor improvements typically deliver the best return on investment without blowing your budget.
Run the numbers first. In Tauranga and similar markets, a full kitchen renovation rarely gives a 100 % return, but a light refresh — new handles, benchtop, and splashback — can lift perceived value significantly.
Compare the renovation cost to your local sale prices; if homes like yours are already selling fast, smaller upgrades usually make more sense.
Deep-clean every surface and declutter countertops.
Open curtains and use natural light.
Mow lawns, edge paths, and tidy gardens.
Remove personal photos so buyers imagine themselves there.
Add simple staging touches like plants or fresh towels.
Clean, bright presentation sells faster and photographs far better online.
Get professional advice before spending money.
A local agent or valuer can tell you which updates buyers in your suburb actually pay for. In Tauranga, for instance, curb appeal and bathrooms often rank higher than full-scale remodels.
Knowing the market prevents overcapitalising and helps you direct funds to the upgrades that count.

With 15+ years of experience, Best Mortgages helps Tauranga and Bay of Plenty homeowners find the right home loan — from first-home buyers to investors and self-employed clients.