Clear, local lending help for one of Tauranga’s most popular family and new-build suburbs.

Pyes Pa and The Lakes have a mix of modern homes, new-build developments, and family properties with higher price points. Lenders look closely at valuations, build quality, and deposit levels. As a mortgage broker Tauranga families trust, I help Pyes Pa buyers and owners secure lending that fits both the property and their long-term goals.
• New-build lending rules often allow lower deposits — but each bank has different criteria.
• Valuations can vary quickly in newer subdivisions, so timing matters.
• Higher-value homes may require more detailed documentation for approval.
A family upgrading from a starter home wanted a modern property in The Lakes. Their bank gave slow, unclear feedback on deposit levels for new builds. I reviewed their equity position, matched them with a lender more flexible on new-build lending, and secured approval quickly so they could move forward with confidence.
We keep things simple and stress-free. Our process is designed to help you move forward with confidence — no bank speak, no wasted time.
We start with a free call to understand your goals and borrowing ability.
We compare lenders, structure the right loan, and explain everything clearly.
We handle the paperwork, deal with the banks, and lock in your pre-approval.
We guide you through to settlement — and stay in touch long after.
Often yes — deposit rules are more flexible. I confirm the best lender for your situation.
Some lenders treat new subdivisions differently. I manage valuations and paperwork early to avoid delays.
Yes — many buyers moving into The Lakes rely on equity. I structure it cleanly.
Sometimes — lenders may ask for clearer valuation detail. I handle the process.
Yes — strong tenant demand and modern builds make it a stable investment area.
Straightforward, suburb-specific lending help for families and buyers in Pyes Pa.
Looking for other Tauranga suburbs? View all areas we serve in Tauranga.

Led by Eddie Biesenbach, Best Mortgages brings 20+ years of experience directly to your door. We help Tauranga & Bay of Plenty locals—from First Home Buyers to Self-Employed Investors—get approved fast without the bank queues
Head Office: 12 Bay Street, Matua, Tauranga 3110
Operated by Eddie Biesenbach (FSP 320426) under The Best Limited (FSP 724451). Licensed under the Financial Services Legislation Act 2019.